Terms of Service
Effective and last updated: November 13, 2026
These terms govern your use of HoldStats, operated by Xi Yan as an individual. By using HoldStats, you agree to these terms. If you do not agree, do not use the service.
Eligibility and your account
You must be at least 18 years old and able to enter into these terms. Use a Google or Apple account you are authorized to use, protect access to it, and provide accurate information. You are responsible for activity you authorize through your account. Contact us if you suspect unauthorized access.
What HoldStats provides
HoldStats is an early-access portfolio tracking tool for manual entries and supported read-only account synchronization. Coverage varies by provider and asset type. Features may change or be unavailable during maintenance. The service currently has no paid subscription or billing feature; any future paid offering will have separately disclosed pricing and terms.
No custody or financial advice
HoldStats does not hold your funds, execute trades or initiate withdrawals. Information and calculations are provided for portfolio tracking, not as investment, financial, legal or tax advice. Prices, exchange rates and synchronized balances may be delayed, incomplete or inaccurate. Verify information with your provider and independent records before making decisions.
Connected accounts
Only connect accounts and wallet addresses you are authorized to use. Use API keys with read-only permissions and revoke them at the provider when no longer needed. Never provide wallet private keys or seed phrases. Third-party providers have their own terms and availability; HoldStats cannot guarantee that an integration will remain available or include every asset or position.
Your data
You retain your rights to the information you submit. You authorize us to store and process it as necessary to provide, secure and maintain HoldStats, as described in the Privacy Policy. Keep independent records of important information. You can request account deletion by email; we may need to verify your identity.
Acceptable use
Do not use the service unlawfully, access another person’s account without authorization, attempt to bypass security or access controls, introduce malicious code, or disrupt the service. Do not submit data or credentials you have no right to use.
Availability and responsibility
We aim to operate a useful service but do not promise uninterrupted availability, accuracy or suitability for a particular purpose. To the extent permitted by applicable law, the service is provided as available without warranties. Nothing in these terms excludes liability or consumer rights that cannot lawfully be excluded, or limits responsibility for fraud or intentional misconduct.
Suspension and ending use
You may stop using HoldStats at any time, revoke connected API keys and request deletion. We may restrict access when reasonably necessary to address abuse, security risks, legal requirements or material breaches of these terms. We will provide notice where reasonably practicable. If the service is discontinued, we will seek to provide reasonable notice and an opportunity to request your data.
Changes and contact
We may revise these terms as the service evolves and will update the date on this page. Material changes will be brought to users’ attention as appropriate. For questions or account requests, contact Xi Yan at blogbbs@gmail.com.